$500K, $250K and $50K (Medicaid) options: These PIP medical per person coverage limits are available in exchange for a reduced premium. If your limit is reached, you may need to rely on other health coverage.

Unlimited option: This has a higher premium in exchange for no limit on PIP medical coverage.

No coverage (Medicare): In exchange for a reduced premium, this option provides no PIP medical coverage for anyone covered on this policy. Other health coverage may be needed to pay for medical expenses resulting from an auto accident.

PIP medical covers medical bills and more when you or your passengers are injured in a car accident. 99% of all PIP claims are under $500,000.

If the number of Resident Family Members shown no longer matches your current household, please call your agent to update your policy and complete this process.

Attention: In order to qualify for this coverage, the Named Insured must be enrolled in Medicaid and any spouse and resident relatives need to have one of the following:

Attention: In order to qualify for this coverage, the Named Insured must be enrolled in Medicare Parts A and B, and any spouse or resident relatives need to have one of the following:

You'll need to complete and sign a form to confirm this selection.

Split limit liability: coverage separates your coverage limits, so you have one amount for bodily injury per person and one amount for bodily injury for the total accident. There is a separate coverage for property damage.

Combined single limit: coverage provides one amount of coverage to use as needed for expenses resulting from an accident.

You can review your full policy premium in two ways:

1. Go to My Hanover Policy at www.myhanoverpolicy.com to view it online once your renewal policy is available.
2. View on your declarations page when you receive your renewal.