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Michigan auto reform is here, and new coverage choices are now available to you.
Select your coverage in fewer than 4 steps with our Citizens Auto Reform
Assistant self-service site.
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A resident family member is a person related to you by blood, marriage or
adoption, who physically resides primarily in your household. This also includes
foster children and unmarried, dependent children temporarily away from home if
they reside in the household.
Split limit liability: coverage separates your coverage limits, so
you have one amount for bodily injury per person and one amount for bodily injury
for the total accident. There is a separate coverage for property damage.
Combined single limit: coverage provides one amount of coverage to
use as needed for expenses resulting from an accident.